Insurance

🩺 Medical - University subsidized coverage. Two plans to choose from with dependent/family options for each. Employee premium can be further reduced through participation in yearly wellness activities

🦷 Dental - University subsidized coverage. Employee only coverage paid in full by MSU, with dependent/family coverage options available.

👓 Vision - Two plans to choose from with dependent/family options for each.

💳 Flexible Spending Plan (FSA) - See cafeteria Plan

💼 Basic Term Life and AD&D - University provided Employee term life insurance and Accidental Death and dismemberment coverage.

➕ Supplemental Term Life - Term Life insurance option to increase employee total coverage and provides options for Dependent/Family coverage.

🌳 Universal Life - Universal (whole) life insurance option available to employee and dependent/family.

⏳ Long-term Disability - University provided employee long term disability coverage.

⏲️ Short Term Disability (STD) - Short term disability option with two plan options. Each plan allows you to select level of coverage to fit your individual needs.

⚡ Accident - Two plans to choose from with dependent/family options for each. Each plan includes additional per visit benefit that may be used for non-related accident services.

❤️ Critical Illness - Two plans to choose from with dependent/family options for each. Each plan includes additional benefit for completion of specific wellness screenings.

🛡️ Identity Protection - Comprehensive Credit and Financial monitoring, dark web monitoring, as well as 24/7 remediation and support.

🏥 Hospital - Group Hospital Insurance can pay benefits that help you with the costs of a covered hospital visit.