Vision Insurance

Current Vision Plans

Missouri State employees can choose between two vision insurance options through VSP:

• 🟦 Base Plan
• 🟨 Premium Plan

When you visit a VSP provider, you’ll enjoy:

• ✅ High-quality eye care
• ✅ Access to stylish eyewear options

2025/ 2026 Cost and Coverage

Coverage	Base Plan	Buy-up Plan
Employee Only	$7.46	$13.04
Employee + Spouse	$14.75	$25.47
Employee + Children	$15.83	$27.35
Employee + Family	$23.53	$40.65

🛠️ How to Use Your Benefit

• VSP is paperless — no insurance cards required.
• Simply schedule an appointment with a VSP provider, and they’ll handle the rest.

📝 Enrolling & Making Changes

• New Employees: Enroll and select dependent coverage within 31 days of your start date.
• Changes: Allowed during:
  • Annual Open Enrollment
  • Within 31 days of a qualifying life event (marriage, divorce, birth, change in coverage, etc.) with documentation.
• Most changes take effect the first of the month after documentation is received (except births, which are effective on the date of birth).
• Qualifying Event Form

📂 Claims Filing

• In-Network Providers: No ID card needed — providers access coverage directly through VSP and file claims for you.
• Out-of-Network Providers: You must file a claim yourself.
  • Visit the Benefits & Claims section at vsp.com
  • Or call VSP Customer Service: 800-877-7195

Forms and publications

Publications

• VSP.com Brochure

• Essential Medical Eye Care
• VSP Member Extras Brochure
• TruHearing hearing aid discount Brochure
• VSP Heart Healthy Eyes Brochure
• 2026 VSP Summary
• Plan Document

Policy

• G7.02-6.1.7 Voluntary Benefits