Dental Insurance

Cost and coverage

Premiums

The university pays the full cost for employee dental coverage. Employees may purchase family dental insurance for spouses and eligible dependents. The cost for family dental insurance is paid by the employee through payroll deduction. 

2022 Rates

 

Coverage	University pays	Employee pays	Total cost
Employee only	$32.88	0	$32.88
Employee + spouse	$38.52	$27.25	$65.77
Employee + child(ren)	$63.10	$21.22	$84.32
Employee + family	$74.4.	$42.78	$117.21

2022 Services covered

2022 Benefits: Covered charges are based on usual, customary and reasonable billed rates and consist of four types of service:

• Type I/ Class A – Preventive Services, are paid at 100 percent with no deductible.
• Type II/ Class B – Basic Restorative Services, are paid at 80 percent with a $50 deductible.
• Type III/ Class C – Major Restorative and Prosthodontics Services, are paid at 50 percent with a $50 deductible.
• Type IV/ Class D – Temporomandibular Joint Dysfunction (TMJ), are paid at 50 percent with a $50 deductible.
• Type V/ Class E- orthodontia and implants

2022 Limits and exclusions

• Deductible for Classes B - D is $50 individual or $150 family
• Deductible for Class E is $50 individual or $150 family
• The university’s dental insurance plan will pay a maximum of $3,000 per covered person in a calendar year
• See plan document for full plan coverage and limitations

Declining coverage

You may decline the university’s dental coverage. If you decline it for yourself, you are also declining coverage for your family members. Declining the dental coverage does not result in a payment or increase in your salary in lieu of coverage.

How to use this benefit

Make an appointment with an approved provider and they take care of the rest.

Enrolling and making changes

You must enroll, and select dependent coverage options, within 30 days of your start date. **Premiums are paid ahead monthly. Your coverage will start the first of the month following date of hire. (example: coverage starts 7/1 premium is due from June payroll)

Once enrolled, changes may only be made yearly during Open enrollment (November 1st - December 1st), or within 30 days of a qualifying event. Qualifying events include loss or gain of coverage (add/drop of like coverage) Marriage (add newly eligible dependents), divorce (drop non qualifying dependents), birth/adoption (add new dependent).  For more information, contact human resources.

Providers

Dental Network: To find providers, call (877) 277-6872 or search the dental directory option on www.gehasolutions.com

Employees may use any provider but discounts are available through these network providers and additional dental providers as contracted by Med-Pay. See below for reference:

Direct Contract Providers

Dental Practice	Dentist Name	Address	Phone Number
Advanced Dental Care Of Joplin	John Durling DDS	2827 Arizona Ave Joplin, MO 64804	417-782-5005
Ascend Dental Design	Jeffery Dorman DDS Derek Magers DDS Brandon Kratz DDS	1200 East Woodhurst Dr Ste. U 200 Springfield, MO 65804	417-887-3100
Buzbee Dental	Gary Buzbee DDS Todd Buzbee DDS Tyler Buzbee DDS Steven Hassenplus, DDS	1244 E Lark St Springfield, MO 65804	417-881-1388
Galleria Dental	Eric Tolliver DDS	1550 E Battlefield Rd Suite E Springfield, MO 65804	417-887-5757
Expedition Pediatric Dentistry and Orthodontics	Jesse Gardner DDS Thomas Gardner, DDS Abby Boschert, DDS	1250 E Walnut Lawn St Springfield, MO 65804	417-374-1685
Horan, Becker and Darling	Julie Becker DDS Bryan Darling DDS Michael Horan DDS Michael McNaught, DDS	3820 S Fremont Ave Springfield, MO 65804	417-882-0948
Jump Dental	Timothy Jump Donald Jump Kim Davison	1300 N Oakland Ave Suite C Bolivar, MO 65613	417-326-2244
Kimbrough Dental	Heather WIlson, DDS Rebecca Alumbaugh, DDS	3820 S Fremont Ave Springfield, MO 65804	417-887-5661
Moore Family Dental Care	Casey Moore, DDS	3082 S Delaware Ave Springfield, MO 65804	417-887-1397
Nixa Family Dental Center	Scott Larsen, DDS	103 S Ridgecrest Ave Ste 2 Nixa, MO 65714	417-725-8283
Ozarks Preferred Dental Group	Robert Reynolds DDS George Vincel, DMD	3259 E Sunshine St Springfield, MO 65804	417-881-3220
Parkcrest Dental Group	Joseph Dills, DDS Daniel Fannin, DDS Jason Hall, DDS William Blake Keaster, DDS Chanin Ropka, DDS Steven Sponenberg, DDS Scott Stuart, DDS	540 La Salle Springfield, MO 65807	417-887-1220
Robison Family Dental (eff. 4/16/18)	David Robison DDS Damon Robison DDS	300 West Jackson Willard, MO 65781	417-742-3700
Thomas Stone DDS	Thomas Stone DDS	3331 E Montclair St Ste G Springfield, MO 65804	417-881-1195
Willard Family Dentistry	Ernest Curry, DDS	304 E Jackson Street, Bldg 4A Willard, MO, 65781	417-742-4400

Claims

Med-Pay administers the dental program and handles claims. A dental claim form can help you obtain estimates or submit services for payment.

Forms and publications

Forms

• Dental claim form

Publications

• Dental plan SPD
• 2023 Dental Benefits
• Frequently asked Questions

Policy

• G7.02-6.1.2 Dental Benefits