Insurance

Missouri State prioritizes the well-being of its employees by offering a variety of insurance products. These include fully funded options, partially funded options like medical insurance, and voluntary supplements to support you and your family.
  • Medical - University subsidized coverage. Two plans to choose from with dependent/family options for each. Employee premium can be further reduced through participation in yearly wellness activities
  • Dental  - University subsidized coverage. Employee only coverage paid in full by MSU, with dependent/family coverage options available.
  • Vision - Two plans to choose from with dependent/family options for each.
  • Flexible Spending Plan (FSA) - See cafeteria Plan
  • Basic Term Life and AD&D - University provided Employee term life insurance and Accidental Death and dismemberment coverage.
  • Supplemental Term Life - Term Life insurance option to increase employee total coverage and provides options for Dependent/Family coverage.
  • Universal Life - Universal (whole) life insurance option available to employee and dependent/family.
  • Long-term Disability - University provided employee long term disability coverage.
  • Short Term Disability (STD) Short term disability option with two plan options. Each plan allows you to select level of coverage to fit your individual needs.
  • Accident - Two plans to choose from with dependent/family options for each. Each plan includes additional per visit benefit that may be used for non-related accident services.
  • Critical Illness - Two plans to choose from with dependent/family options for each. Each plan includes additional benefit for completion of specific wellness screenings.
  • Identity Protection- Comprehensive Credit and Financial monitoring, dark web monitoring, as well as 24/7 remediation and support.
  • Hospital - Group Hospital Insurance can pay benefits that help you with the costs of a covered
    hospital visit.

Contact information

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