Accident Insurance

Accident insurance is a supplemental policy that helps you pay for those incidents that you can’t plan for. Accident insurance pays a lump sum benefit directly to you for services incurred related to a covered accident.

Cost and coverage

The University offers 2 plan options to choose from with employee and dependent coverage options.

PLAN COST

EE

EE + Sp

EE + CH

F

Plan 1 monthly cost

$17.99

$33.86

$36.84

$44.89

Plan 2 monthly cost

$24.67

$47.22

$51.68

$63.45

Services covered

This plan pays benefits for accident-related services based on a set schedule. See plan brochure for additional details. Covered spouses get 50% of the amount shown in the injury benefit schedule and children receive 25%.

  • Plan 1 includes benefits up to $4000 for complete dislocation/fracture, $40,000 accidental death and dismemberment, and an outpatient physician’s treatment visit of $50.
  • Plan 2 includes benefit up to $6000 for complete dislocation/Fracture, $60,000 accidental death and dismemberment, and an outpatient physician’s treatment visit of $75.

How to use the benefit

You may file a claim using the attached claim form, or by calling 877-282-0808 for assistance.  Funds received are payable directly to you and can be used to offset medical cost or for normal household expenses.

Enrolling and changing

This is a voluntary addition to your other insurance and should not be considered as a replacement for health insurance.

Accident insurance has guaranteed issue and maybe enrolled at any time. Covered services must be incurred after effective date and pre-existing limitations may apply.

For more information, contact human resources.

Forms and publications

Forms

Publications

Policy

Contact information

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