Accident Insurance

Accident insurance is a supplemental policy that helps you pay for those incidents that you can’t plan for. Accident insurance pays a lump sum benefit directly to you for services incurred related to a covered accident.

Cost and coverage

The University offers 2 plan options to choose from with employee and dependent coverage options.



EE + Sp



Plan 1 monthly cost





Plan 2 monthly cost





Services covered

This plan pays benefits for accident-related services based on a set schedule. See plan brochure for additional details. Covered spouses get 50% of the amount shown in the injury benefit schedule and children receive 25%.

  • Plan 1 includes benefits up to $4000 for complete dislocation/fracture, $40,000 accidental death and dismemberment, and an outpatient physician’s treatment visit of $50.
  • Plan 2 includes benefit up to $6000 for complete dislocation/Fracture, $60,000 accidental death and dismemberment, and an outpatient physician’s treatment visit of $75.

How to use the benefit

You may file a claim using the attached claim form, or by calling 877-282-0808 for assistance.  Funds received are payable directly to you and can be used to offset medical cost or for normal household expenses.

Enrolling and changing

This is a voluntary addition to your other insurance and should not be considered as a replacement for health insurance.

Accident insurance has guaranteed issue and maybe enrolled at any time. Covered services must be incurred after effective date and pre-existing limitations may apply.

For more information, contact human resources.

Forms and publications




Contact information

Deidre A. Mings

Deidre A. Mings

Assistant Director, Human Resources - Benefits

Provides full range of HR Benefits management services. Specific responsibilities include health insurance, dental, vision, long term disability, life insurance, FSA, leave and FMLA benefits, and retirement.

Denise Lofton

Responsibilities: Benefits Administration; Wellness Fair; Workers’ Compensation; FMLA Administration; Emergency Paid Leave; Open Enrollment