Managing Your Costs

Student on Missouri State campus

Making college life more affordable

College is an investment in you – one that will help shape your future.

At Missouri State, we offer you an education that costs less than national averages because we believe in giving access to all students. We know it can still be a financial burden, though.

To decrease your stress while you pursue your degree, we’ve compiled some resources and ideas for accumulating less (or no) debt.

Take advantage of financial aid, scholarships and student employment

Help is available through federal, state and institutional resources.

The FAFSA is available Oct. 1 each year. The earlier you apply, the more aid you may be eligible for.
Student employment
You’ll not only get a paycheck to help with your costs, you’ll also gain valuable work experience.
Scholarships are available through Missouri State and outside sources. Remember, you don’t have to repay scholarships.
Student loans
Take out student loans only for immediate costs. Track your student loan debt and be aware of payments you will need to make after graduation.

Make good decisions regarding your spending

Springfield has a low cost of living and offers many discounts to college students.

Budget tips
It’s the first step to making your money go farther.
Costs for on-campus housing vary based on your choice of accommodations and meal plan.
Many used books are available and can be sold back at the end of the semester.
Credit help
College students are targets for credit card companies.

Prepare for successful entry into your career

Good planning will put you in a better position for successful entry into your career.

Career support
Take an interest inventory and get advice as you explore major and career options. Staff may also assist you on building your resume, searching for jobs and improving interview skills.
Internships help you gain experience and build a network of professionals. These internships can be a launching pad into your career.

Stay on track to graduate in four years (or less)

Graduating in four years is possible in most degree programs. If you do, you will avoid paying fees associated with enrolling for additional semesters. You will also have greater earning potential sooner.

Dual credit
Check the transferability of courses on our transfer equivalency guide.
Make the plan and stay on schedule. Avoid dropping classes.
Summer school
Summer work can often be completed online at your convenience.
Accelerated master's
You can take courses that will apply to both your bachelor’s and master’s degree, saving money and time.

Use campus resources

You’ll have access to many on campus programs and facilities that will save you money.

Health and wellness
Students are not charged for routine visits with a physician. Other medical services are offered at a significantly reduced rate.
Physical fitness
Your Foster Recreation Center membership is covered by student services fee.
Tutoring help
Find tutoring, writing assistance and other free academic support services.
Tech support
You have easy access to open-access labs, Wi-Fi, software downloads, free printing and more.
Events and activities
Check out free movies, games, lectures, concerts, comedians and musicians. Students are also admitted without charge to most MSU athletic events.