Missouri State University

Affordable Choice, Unbeatable Value - Financial Aid

Loans for Non-degree Seeking Students

Who is a non-degree seeking student?


A non-degree seeking student takes courses for personal interest or is a visiting student. He or she is not taking courses to fulfill a specific degree’s requirements.

Financial aid eligibility

Federal financial aid funds are for degree seeking students only by law. Non-degree seeking students are only eligible to receive federal financial aid if the student falls into one of two categories:

  • Teacher certification
  • Prerequisite work

Teacher certification students

Teacher certification students are students who have previously earned a bachelor’s degree from an accredited college or university and now desire to obtain an initial teaching certificate.  Teacher certification students wishing to receive federal financial aid assistance must be admitted as a teacher certification student and have undergraduate loan eligibility.

Prerequisite work students

Prerequisite work students are students who have previously earned a bachelor’s degree from an accredited college or university and are now enrolled in undergraduate courses needed to be admitted into a graduate program of study.  Prerequisite work students wishing to receive federal financial aid assistance must be admitted as a non-degree seeking post-baccalaureate student and have undergraduate loan eligibility.

If you fall into one of the categories described above, you may be eligible for a variety of loans for undergraduate students.

Private loans

Non-degree seeking students may also be eligible for private loans. Private loans should be used only after all federal loan eligibility has been exhausted. Eligibility for private loans is based on credit approval.