Before applying for a Direct Graduate PLUS Loan, accept all federal aid that has been offered to you following the instructions listed on your award notification.
The application process
We recommend that you wait until after the May 1 to apply for a PLUS loan for the fall of an academic year. Applying too early for a PLUS loan could cause your credit check to expire before the loan is processed.
Follow the steps below to apply for a Graduate PLUS Loan:
- Complete the FAFSA
- Log on to the Federal Student Loan website with your Department of Education PIN to complete the Federal Graduate PLUS Direct Loan Application, the Direct Graduate PLUS Loan Master Promissory Note and the Direct Loan Graduate Entrance Counseling
- Access, complete and submit the MSU Graduate PLUS Loan Form to the office of student financial aid.