What are loans?

Loans are a type of financial aid that requires repayment after graduation. Most loan programs offer low interest rates and long-term repayment plans.

Loan categories

Some loan programs base their funding on financial need while others are determined regardless of financial need.

Undergraduate students

Learn about the requirements and application processes for loans available for undergraduate students.

Graduate students

Learn about the requirements and application processes for loans available for graduate students.

Credit Based Education Loans

These loans, also called private or alternative loans, may be available to meet educational expenses not covered by other financial aid.

Nondegree-seeking students

Learn more about the loan options for nondegree-seeking students, specifically those pursuing teacher certification or fulfilling prerequisite work.

Tips for success

  • You must be enrolled in at least half-time enrollment to receive student loans.
  • Your enrollment at the Change of Schedule Period will determine your final eligibility for financial aid.