Dental Insurance

We’ll give you a reason to smile: Your dental insurance is free at Missouri State.

Cost and coverage

Premiums

The university pays the full cost for employee dental coverage. Employees may purchase family dental insurance for spouses and eligible dependents. The cost for family dental insurance is paid by the employee through payroll deduction.  

These rates are for the 2018 calendar year.

Coverage University pays Employee pays Total cost
Employee only $33.03 0 $33.03
Employee + spouse $33.03 $27.25 $60.28
Employee + child(ren) $33.03 $21.22 $54.25
Employee + family $33.03 $42.78 $75.81

Services covered

Covered charges are based on usual, customary and reasonable billed rates and consist of four types of service:

  • Type I – Preventive Services, are paid at 80 percent with no deductible.
  • Type II – Basic Restorative Services, are paid at 80 percent with a $50 deductible.
  • Type III – Major Restorative and Prosthodontics Services, are paid at 50 percent with a $50 deductible.
  • Type IV – Temporomandibular Joint Dysfunction (TMJ), are paid at 50 percent with a $50 deductible.

Limits and exclusions

  • The maximum annual deductible paid for employee coverage in a calendar year is a total of $50 for both type II and III services combined.
  • The maximum annual deductible for family coverage in a calendar year is a total of $150 for both type II and III services combined.
  • The university’s dental insurance plan will pay a maximum of $1,000 per covered person in a calendar year for types I, II, III and IV coverages.
  • Orthodontia is not covered under the plan.

Declining coverage

You may decline the university’s dental coverage. If you decline it for yourself, you are also declining coverage for your family members. Declining the dental coverage does not result in a payment or increase in your salary in lieu of coverage.

How to use this benefit

Make an appointment with an approved provider and they take care of the rest.

Enrolling and making changes

You should enroll, and select dependent coverage options, within 30 days of your start date. This initial enrollment typically happens during orientation.

Each fall, the university participates in open enrollment when you can make changes to your plan, like adding a spouse or dependent.

Outside of the open enrollment period, changes can only be made due to qualifying life events (like marriage, divorce or having a child). For more information, contact human resources.

Providers

If you obtain dental services from a participating dentist in the Connection Dental network, you will receive a discount. You may still use any dentist you choose, but using the network dentists will normally save you money.

Direct Contract Providers 

Dental Practice  Dentist Name Address Phone Number
BUZBEE DENTAL GARY BUZBEE DDS, TODD BUZBEE DDS, TYLER BUZBEE DDS 1244 E LARK ST SPRINGFIELD, MO 65804 (417) 881-1388
CURRY & JORDAN ERNEST CURRY DDS & JAMES JORDAN DDS EAST SHOPPING CENTERWILLARD, MO 65781 (417) 712-2555
GALLERIA DENTAL ERIC TOLLIVER DDS* 1550 E BATTLEFIELD RD SUITE ESPRINGFIELD, MO 65804 (417) 887-5757
GARDNER PEDIATRICS JESSE GARDNER DDS 1250 E WALNUT LAWN ST SPRINGFIELD, MO 65804 (417) 719-7862 (417) 396-7318
HURAN BECKER AND DARLING JULIE BECKER DDS, BRYAN DARLING DDS, MICHAEL HORAN DDS 3820 S FREMONT AVE SPRINGFIELD, MO 65804 (417) 882-0948
KIMBROUGH DENTAL SUSAN PEROTKA DMD & DENA M EASTERLY DDS 3820 S FREMONT AVE SPRINGFIELD, MO 65804 (417) 887-5661
MOORE FAMILY DENTAL CARE CASEY MOORE DDS* 3082 S DELAWARE AVE SPRINGFIELD, MO 65804 (417) 887-1397
OZARKS PREFERRED DENTAL GROUP ROBERT REYNOLDS DDS 3259 E SUNSHINE ST SPRINGFIELD, MO 65804 (417) 881-3220
PARKCREST DENTAL GROUP W BLAKE KEASTER DDS 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
PARKCREST DENTAL GROUP CHANIN ROPKA DDS 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
PARKCREST DENTAL GROUP DANIEL S FANNIN DDS 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
PARKCREST DENTAL GROUP JASON P HALL DDS 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
PARKCREST DENTAL GROUP JOSEPH C DILLS DDS 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
PARKCREST DENTAL GROUP STEVEN C SPONENBERG DDS 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
PARKCREST DENTAL GROUP STUART SCOTT DDS* 540 LA SALLE SPRINGFIELD, MO 65807 (417) 887-1220
ROBISON FAMILY DENTAL  DAVID ROBISON DDS DAMON ROBISON DDS 300 WEST JACKSONWILLARD, MO 65781 (417) 742-3700
THOMAS STONE DDS THOMAS STONE DDS 3331 E MONTCLAIR ST STE G SPRINGFIELD, MO 65804 (417) 881-1195

Claims

Med-Pay administers the dental program and handles claims. A dental claim form can help you obtain estimates or submit services for payment.

Forms and publications

Forms

Publications

Policy

Contact information