Critical Illness

Did you know that over 62% of all bankruptcies in the U.S. are due to unpaid medical bills? Many of these medical bills can be associated with Critical Illnesses such as; Cancer, Heart Attacks and Strokes.

Unfortunately, even the best insurance doesn’t cover all the costs associated with a Critical Illness and its treatment. Today Missouri State University is giving you the opportunity to help protect yourself from some of these uncovered costs with Critical Illness coverage from Allstate Workplace Division.

This coverage is guaranteed issue when first offered, which means there are no health questions required to enroll. You will be able to purchase a benefit amount that is paid to you in one lump sum. For example, if you have a heart attack, stroke or are diagnosed with invasive cancer, you will receive a benefit of $10,000. Please note that claims will be subject to pre-ex review in the first 12 months of having the policy.

Please remember, if you are diagnosed with a covered critical illness, the lump sum benefit will be paid directly to you, not to the doctors or hospital. This allows you to spend the money in any way you see fit, such as; deductibles, co-insurance or maybe even everyday bills such as mortgage or rent payments, food and utilities. When you are going through the emotional & physical trauma of a critical illness the last thing you need is financial trauma.

This policy will protect you and your family from the financial uncertainties if a critical illness strikes you or your family. Don’t miss out on this opportunity to enroll in this valuable coverage brought to you by Allstate Benefits and your Missouri State University. For more information or to enroll in this coverage, the complete guidelines, exclusions and limitations can be found in the benefit information that was provided to you.

Critical illness brochure

Wellness Claim Filing Form