Miscellaneous charges include all other charges assessed or incurred such as Taylor Health Center charges, Missouri State University Bookstore charges, long distance telephone charges, and library fines. These charges will be included in My Payment Plan ( Deffered Payment Plan) . A Finance Charge will be assessed on the next statement date after a miscellaneous charge is first billed. The Finance Charge will be determined by applying a monthly periodic rate of 1% to the unpaid balance.