Missouri State University

Affordable Choice, Unbeatable Value - Financial Aid

Loans

What are loans?

Loans are a type of financial aid that requires repayment after graduation. Most loan programs offer low interest rates and long-term repayment plans.

Some loan programs base their funding on financial need while others are determined regardless of financial need.

Loan categories

Undergraduate students »

Learn about the requirements and application processes for loans available for undergraduate students.

Graduate students »

Learn about the requirements and application processes for loans available for graduate students.

Parents »

Parents of dependent students can receive loan assistance. Learn about the requirements and application process for parent-specific loans.

Non-degree seeking students »

Learn more about the loan options for non-degree seeking students, specifically those pursuing teacher certification or fulfilling prerequisite work.

Tips for Success

  • You must be enrolled in at least half-time enrollment to receive student loans.
  • Your enrollment at the Change of Schedule Period will determine your final eligibility for financial aid.

When do I apply?